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Privacy Statement

Privacy Statement
Safeguarding your privacy is very important to us. We take seriously the collection of any personally identifiable information and personal contact information ("personal information") from our visitors and are committed to protecting each visitor's privacy in accordance with these policies. We use the term "visitors" to include any person that accesses our website at any point on the site for any amount of time, unless designated otherwise. Please carefully review our information collection practices and privacy protections below.

I. Who We Are And How To Reach Us

This website is operated by the Coalition for Financial Security (CFS) and contains material derived in whole or in part from its affiliates. Coalition for Financial Security is the only operator of this website. You may contact us directly if you have any questions regarding the content and material on this website or if you have any questions about our privacy policies. Please contact us at: info@coalitionforfinancialsecurity.org.

II. Collection of Personal Information

Our website provides visitors with detailed information about the Coalition for Financial Security, its services and affiliates. Visitors can also register for certain promotions through this website. To operate and maintain these features, we collect certain non-personal and personal information from our visitors. We collect personal information from visitors, which may include first and last name, home and e-mail address, telephone number, other contact information, whether or not a visitor is a CFS supporter, and credit card information, when a visitor submits an inquiry, requests CFS's services or registers for additional services.

We may also request personal information if we decide to survey visitors about various topics, including how we can improve our website and services. Response to our surveys is entirely voluntary.

For website features that request personal information, you agree to provide accurate and current information about yourself. Your membership and/or participation in our website features will be canceled without notice if at any time we discover that you provide false information, or violate any term of our Privacy Policy. We may retain personal information collected over our website for an indefinite amount of time to comply with various federal and state laws.

III. Registration for Participation in Website Services

Use and Collection of Information by CFS:

We collect personal information over our website for several important purposes, including to fulfill service requests, allow participation and notification for promotional events, protect the security of our visitors and the site, improve our services, and for future marketing and/or promotional use about our services or website.

The only personal information this website obtains about you is information voluntarily provided by you to CFS or its operational providers. This means that a person can visit our website and navigate through the site without giving us personal information. To gauge the effectiveness of our website, we may collect non-personal information about our members and visitors, such as Internet server and browser identification, the Internet service provider, clickstream information, the webpage from which a person enters our site, webpages visited, duration of visit and domain type. This information does not reveal a visitor's personal identity.

We may offer special promotional events that may be produced with the support of non-affiliated sponsors and/or promotional partners. The personal information collected by our website in conjunction with such events may also be used for the marketing of additional services and events by CFS and/or its promotional partners and sponsors beyond the special event. Depending on the event, visitors will be able to either grant their approval on how their personal information will be used before it is collected ("opt-in"), or choose to deny use of their information for additional purposes ("opt-out"). For each special event, we will post on the website applicable rules for the event, and if necessary, post any supplemental terms and conditions or privacy provisions.

Use and Collection of Information by Contract Service and Operational Providers

For the convenience of our visitors, we may offer opportunities to register for email lists or other updates through this website. Entities other than CFS may handle some of these transactions. We call these companies that conduct our e-commerce operations, online billing services and/or order fulfillment "operational providers." If you choose to use these optional services, our operational providers will request your personal information to fulfill your order or request. The voluntary submission of your personal information to these operational providers, including your order or request, will be governed by the specific provider's terms of usage and privacy policies. To process an order or request, we may share your personal information with the provider. The operational provider may also share your personal information with us.

For these features or services, we request that our operational providers adhere to the provisions in CFS's online Privacy Policy and that such providers only share visitors' personal information collected online with CFS, unless necessary to complete a visitor's request or order. We also request that these providers only use the personal information for the purpose of fulfilling the request. However, you must read an operational provider's privacy policy to determine the extent of use and disclosure of your personal information collected online.

CFS is not responsible for the collection, use and disclosure practices of operational providers, nor is the CFS family responsible or liable for the products or services provided by operational providers.

IV. Use and Collection of Information by Affiliate Entities and Other Websites

Our website may post banner ads and other forms of advertisements, and/or links to the websites other entities. These other entities may independently solicit and collect personal information or send their own cookies to our visitors. Please be advised that when you leave this website to visit an another entity's website, you will be subject to the privacy policy and terms of usage agreement of that website operator. CFS will not be responsible for ads and/or links or the content, activities, information collection, use and disclosure practices of other websites.

V. Our Policy on Disclosing Your Information to Parties Other than CFS

We share or disclose personal information collected over our website with companies other than CFS when it is required by law, disclosure is necessary to operate the website or provide our services, and/or to protect the safety of our visitors, employees or property.

We may in the future decide to share visitors' personal information collected over our website with other entities for other purposes. If we decide to enter into such sharing arrangements, we will disclose in this Privacy Policy the name of the entity(s) that we will share information with, what type of personal information will be shared, how the information will be used, and whether and how you will have the opportunity to opt-out if you do not want us to share your personal information. The disclosure of personal information for visitors who become CFS customers will be in accordance with CFS's digital privacy statement.

When visitors send an e-mail to us, we may disclose the content of your e-mail to Affiliate Entities or other persons.

We may provide aggregate information about our visitors to our advertisers, sponsors, promotional partners and affiliates, such as how many persons visited a particular page or activity, the average age of our visitors on the site or page, or the likes and dislikes of our visitors, but this information does not include personal information about any individual visitor. We may obtain geographic information, such as zip code clustering, online and from other sources, but this aggregate information will not reveal any personal information about a specific visitor.

In event of a sale or transfer of CFS assets including its database, customer information may be transferred. CFS will require the recipient of this information to comply with CFS's privacy policy.

VI. How To Add, Change, or Delete Personal Information

You may be able to add, change or delete certain personal information submitted to us online by contacting us via e-mail at info@coalitionforfinancialsecurity.org. Certain information fields are required and cannot be deleted for security purposes or in accordance with various laws. We encourage you to keep us informed about any changes in your personal information.

VII. Our Security Procedures

We require our employees to protect the privacy of all information collected over our website. Only employees and persons with specific authorization have access to databases containing visitors' personal information. The databases are protected in a secure facility. Financial and/or credit card information is transmitted via encrypted technology. If we decide to share visitor information with other entities, the receiving entity will also maintain the security and integrity of personal information collected over our website

VIII. Notification of Changes in the Privacy Policy

We may review our security measures and Privacy Policy on a periodic basis, and we may modify our policies as CFS deems appropriate. We may also change or update our Privacy Policy if we add new services or features and will post these changes in this policy. We encourage you to review our Privacy Policy on a regular basis.

CHILDREN'S PRIVACY POLICY

CFS respects the privacy of your child, and we want to share with you our policies regarding children under the age of thirteen.

We have developed this site to appeal to adult visitors (visitors who are eighteen and older). Although visitors of all ages may navigate through our website, we do not knowingly collect personal information from children under the age of thirteen. If upon notification by a parent or guardian, or discovery by other means, that a child under thirteen has improperly registered on this site by using false information, we will immediately cancel the child's membership and/or participation, and delete the child's personally identifiable information from our records.

If we decide to request information from children, we will require verifiable parental consent before we collect any personal information from children under thirteen years of age, except in the following circumstances allowed by law. For example, we may collect personal information from a child to provide notice and get consent from a parent or guardian; to respond to a one-time request from a child, after which we will immediately delete the child's information; to protect the safety of a child who is participating on this site; to protect the security or integrity of the site, to take precautions against liability or to respond to a validly executed subpoena or warrant from law enforcement, or if permitted under other provisions of law.